Blog Articles

MORTGAGES FOR SELF EMPLOYED INDIVIDUALS

MORTGAGES FOR SELF EMPLOYED INDIVIDUALS

During the last few weeks, I’ve been working on mortgages for two self-employed people. Neither application was cut and dried. Documentation made all the difference for both files. The first client (let’s call him Zach) was a realtor. He bought a home with a rental...

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MORTGAGE PRE-APPROVAL – KNOW WHAT YOU CAN AFFORD

MORTGAGE PRE-APPROVAL – KNOW WHAT YOU CAN AFFORD

Before you venture out to look at houses for sale, it is a good idea to meet with your mortgage professional to complete an application and determine how much you are qualified to borrow. This will help you determine the price range you can be looking at, as well as...

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MORTGAGE TERMINOLOGY

MORTGAGE TERMINOLOGY

Trying to make decisions regarding your mortgage can seem a little overwhelming if you are not comfortable with the terminology. Below are some of the common terms you are likely to hear. If you are meeting with your mortgage broker and you are not clear about the...

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MORTGAGE CLOSING COSTS

MORTGAGE CLOSING COSTS

You’ve done your homework – saved your down payment, met with your mortgage broker and are pre-approved for a mortgage, connected with a reputable realtor, and chosen a lawyer. You’re off to a great start in the purchase process. As you move forward, keep in mind that...

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Mortgage Changes Affect Seniors

Mortgage Changes Affect Seniors

I received  a call from a gentleman in the Shushwap last week. He read my last column, which talked about how the mortgage changes are impacting both people who currently have a mortgage and people who are trying to buy a home. He pointed out that I hadn’t covered how...

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Your Kelowna Mortgage Brokers

Whatever your personal circumstances, Laurie Baird and Tracy Head will analyze your financial situation and recommend mortgage options that best suit your needs. Laurie and Tracy are the mortgage professionals that will help find the right mortgage solution for you.

Contact us today to find out how we can make owning your home and managing your mortgage more affordable and worry-free! We provide complimentary consultations and offer advice and guidance to help you realize your goal of home ownership sooner.

Laurie Baird

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