For most people, my feeling is we have to carefully consider the longer-term impact of this incentive on your bottom line. My expectation is that it will be wiser to make slightly higher payments than roll the dice and lose a significant chunk of the equity in your home.read more
Mortgage Homework Most first-time home buyers I work with are better prepared then they think. There is a wealth of information available at their fingertips so by the time they call for a mortgage preapproval they’ve already started researching the home buying...read more
It is also important to know that most brokers work hard to find solutions and have their clients’ best interests at heart.read more
Bridge financing can be a great option if you have a lot to move and a small moving crew. Bridging to own the new house a few days ahead of time will allow you time to move and thoroughly clean the house you’ve just sold without dropping from exhaustion because you’ve packed this all into a day.read more
Statistics show that two out of three Canadians break their mortgages by the 33-month mark. When we use the term break, we mean that people either sell or refinance their home, which means they pay out the original mortgage. Because of this statistic, one of the features we look for when placing clients with different lenders is a portability option. This helps people avoid paying unneccessary penalties.read more
Your Kelowna Mortgage Brokers
Whatever your personal circumstances, Laurie Baird and Tracy Head will analyze your financial situation and recommend mortgage options that best suit your needs. Laurie and Tracy are the mortgage professionals that will help find the right mortgage solution for you.
Contact us today to find out how we can make owning your home and managing your mortgage more affordable and worry-free! We provide complimentary consultations and offer advice and guidance to help you realize your goal of home ownership sooner.