Why a mortgage broker? The art of a securing a mortgage is the course nobody ever taught. In fact, everyone often refers to a bank giving us a mortgage. Truth be known, it is the homeowner who grants the bank a mortgage on their property, and cash is exchanged based on the bank’s share of your collateral. Yet it certainly doesn’t feel like the homeowner has the upper hand. That is, until now. Mortgage Intelligence Consultant simplifies the entire process of mortgage financing: we represent your best interests, we negotiate with the banks and various lenders for the best possible products and lowest possible rates, we do the paperwork and, ultimately, provide you with the peace-of-mind that you’re getting the best solution possible. The good news is that there is no cost to you for this service - our remuneration is ultimately provided by the selected lender. You stand to benefit from our collective market knowledge and exceptional negotiation skills, while avoiding the somewhat intimidating process of dealing directly with the lenders. I have been in the mortgage business for 10 years. I started, as a lender with Royal Trust and after a few years became an Area Manager of Lending responsible for developing mortgage business. I then joined the Royal Bank as a Mortgage Consultant and three years ago saw the light and became a Mortgage Broker. As a Mortgage Broker I am able to match my clients needs with a lender who will provide them with competitive rates and products. Canadian mortgages. When I explain my services to a potential client they tell me over and over again "Why doesn't everyone use a Mortgage Broker?" I enjoy working with clients and feel satisfied at the end of the day when I have negotiated the best mortgage for them. Mortgage Brokering is like a puzzle, every client has different needs, different strengths and weaknesses and I try to match them with the lender that fits. I graduated from the University of British Columbia with a bachelor of Education. I have never taught, but spend a lot of time educating my clients in mortgage features and the buying process. I enjoy many sports including golf, tennis, softball and volleyball. I have lived in the Kelowna area for 12 years and enjoy the beautiful scenery and the hot sunny summers. I enjoy the smaller city atmosphere where a lot of my clients are friends or friends of theirs. I would appreciate the opportunity to put my services to work for you and your friends.

Our Best Mortgage Rates

TERM	BANK	OURS
Variable	5.25 *%	*4.65 %**
6 Months	6.75%	6.25%
1 Year	7.20%	*5.45 %**
2 Years	7.35%	5.65%
3 Years	7.35%	*5.39 %**
4 Years	7.35%	*5.50%**
5 Years	7.39%	5.19%**
7 Years	7.65%	6.05%
10 Years	7.90%	6.15%
15 Years	N/A	6.90%
25 Years	N/A	7.00%

Why Use A Mortgage Broker?

Why a mortgage broker? The art of securing a mortgage is the course nobody ever taught. In fact, everyone often refers to a bank giving us a mortgage. Truth be known, it is the homeowner who grants the bank a mortgage on their property, and cash is exchanged based on the bank’s share of your collateral.

Yet it certainly doesn’t feel like the homeowner has the upper hand. That is, until now. The Mortgage Intelligence Consultant simplifies the entire process of mortgage financing: we represent your best interests, we negotiate with the banks and various lenders for the best possible products and lowest possible rates, we do the paperwork and, ultimately, provide you with the peace-of-mind that you’re getting the best solution possible.

The good news is that there is no cost to you for this service - our renumeration is ultimately provided by the selected lender. You stand to benefit from our collective market knowledge and exceptional negotiation skills, while avoiding the somewhat intimidating process of dealing directly with the lenders.

I have been in the mortgage business for over 15 years. I started, as a lender with Royal Trust and after a few years became an Area Manager of Lending responsible for developing mortgage business. I then joined the Royal Bank as a Mortgage Consultant and over ten years ago I saw the light and became a Mortgage Broker. As a Mortgage Broker I am able to match my clients needs with a lender who will provide them with competitive rates and products.